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Savings Loans and Mortgage Case Study
Savings & Loans and the Mortgage Markets
Overview: This note provides a brief overview of the history of the Savings and Loans, the Savings and
Loans crisis of the 1980s and early 1990s, and the creation of the mortgage markets in the U.S. It also
explains briefly the most common types of mortgage-backed securities (MBS) available
Using the Harvard Business Case Study, Savings & Loans and the Mortgage Markets, answer the following questions by creating and submitting a Word document. Your answers should be a maximum of 1 page per question (and very possibly less). Savings Loans and Mortgage Case Study Help
- What are the similarities and differences of the problems encountered by the S&L industry and the more recent problems of the mortgage / housing industry?
- The US government has created several agencies – the FHA, FHLB, Fannie Mae, Freddie Mac, Ginnie Mae – to provide assistance to the housing market and essentially took over Fannie and Freddie in mid-2008 to assure that it could continue to operate. Why has this sector attracted so much attention and assistance?
- What policy actions and changes to the marketplace undermined a solid position of savings and loans in the 1970s? Could the effects of these changes have been anticipated and foreseen?
- Many actions were taken by Congress and regulators to try to address the weakening position of savings and loans. Why were these not effective? Savings Loans and Mortgage Case Study Help
APA Paper Formatting Basics
- All text should be double-spaced.
- Use one-inch margins on all sides.
- All paragraphs in the body are indented.
- Make sure that the title is centered on the page with your name and school/institution underneath.
- Use 12-point font throughout.
- All pages should be numbered in the upper right hand
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